Indian private-sector bank providing retail and corporate lending, payments, deposits and financial services.
Profile & Fundamentals
ICICI Bank: Company identity, ownership, reported financial performance, balance sheets, and corporate actions.
Profile & Fundamentals
ICICI Bank Profile & Fundamentals
Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.
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Company and Market Context
Company Profile & Ownership
ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to corporate and retail customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. The company offers asset management, securities brokerage, private equity, foreign exchange, agricultural and rural banking, equities underwriting, depositary share accounts, consumer durable goods financing, corporate salary and current account, savings and sovereign gold bonds, insurance policies, public offerings, investment, credit and protection, retail inward remittances, certificates of deposits, and payment and transaction banking products and services. It is also involved in the fee and commission-based activities; distribution of financial products; venture capital and real estate fund management business; treasury and rural banking operations; financial solutions; working capital financing; I-Process services, mutual funds, investment banking, and pension funds; and advisory activities. In addition, the company provides savings, salary, capital gains scheme, Hindu undivided family savings, real estate regulatory authority, government e-marketplace, current, trade, escrow, and foreign currency accounts. Further, it offers personal, home, car, education, gold, automobile, and commercial business loans, as well as loans against time deposits, securities, and property; and working capital loans, as well as credit, debit, prepaid, travel, forex, commercial, and corporate cards. Additionally, the company provides fixed income products; investment products; payments; general, accident, life, health, vehicle, and travel insurance products; cash management and merchant services; capital market and securities market services; and forex, derivatives, bullion, and bonds. The company was founded in 1955 and is headquartered in Mumbai, India.
Company profile record
ICICI Bank Limited
Common Stock · Financials · Regional Banks
Company
- Company / asset
- ICICI Bank Limited
- Security type
- Common Stock
- Sector
- Financials
- Industry
- Regional Banks
- HQ
- 🇮🇳 India
- Head office
- ICICI Bank Towers, Mumbai, India, 400051
Leadership & scale
- Chief executive
- Mr. Sandeep Bakhshi B.E.
- CEO year born
- 1960
- Full-time employees
- 124K
- Fiscal year end
- March
Fundamentals snapshot
- Market Cap
- INR 9.74T
- P/E
- 17.4x
- Revenue (Q2 26)
- INR 614.3B
- Profit (Q2 26)
- INR 154.4B
- Dividend Yield
- 0.7%
- Revenue (FY 26)
- INR 3.12T
- Shares in public float
- 7.1B
- Insider ownership
- 3.53%
Reporting & identifiers
- Symbol
- ICICIBANK.NSE
- Listing
- 🇮🇳 India | Dividend Tax: 20%
- Ticker Currency
- INR
- Income Statement Currency
- INR
- Balance Sheet Currency
- INR
- Cash Flow Currency
- INR
- EPS Currency
- INR
- Contract Type
- SPOT
- ISIN
- INE090A01021
- Asset ID
- equity_f06ef488-ee8c-50ca-ac43-3d3f36f7947d
Ownership
Shares Outstanding
Latest: 7.3B | Max: 7.3B | Min: 6.5B
Latest reported ownership snapshot
As of Oct 1, 2026Float Shares
98.51%
7.1B latest reported shares
Insider Ownership
3.53%
Latest reported insider stake
Short Float
--
Latest reported short interest / float
Source tablesView ownership tables
Shares Outstanding
Annual reported shares outstanding; up to 10 reporting dates.
Scroll the table to see every column.
| Reporting date | Shares outstanding |
|---|---|
| 2017-01-01 | 6,743,364,000 |
| 2018-01-01 | 6,530,767,000 |
| 2019-01-01 | 6,581,320,000 |
| 2020-01-01 | 7,012,946,000 |
| 2021-01-01 | 7,097,231,000 |
| 2022-01-01 | 7,119,368,000 |
| 2023-01-01 | 7,144,538,000 |
| 2024-01-01 | 7,177,365,000 |
| 2025-01-01 | 7,251,579,000 |
| 2026-01-01 | 7,252,259,000 |
Top Holders
Available reported ownership records.
No reported records are available in this preview.
Earnings, Profitability & Valuation
Earnings, Profitability & Valuation
Earnings & Revenue
Earnings and Revenue Trajectory
AI Review
The bank's financial results demonstrate steady, high-quality earnings growth. In fiscal 2026, net income expanded to INR 542 billion, supported by robust loan growth and expanding customer transactions. Momentum continued into early fiscal 2027, with standalone net profit rising nearly 16% year-on-year, driven by expanding non-interest fees and controlled operating costs. This earnings progress is powered by core customer banking rather than one-off accounting gains. Credit loss provisions have plummeted because loan underwriting remains disciplined. While deposit costs have risen across the sector, steady fee revenue cushions the impact, delivering dependable cash profits that consistently build shareholder equity.
The bank's financial results demonstrate steady, high-quality earnings growth. In fiscal 2026, net income expanded to INR 542 billion, supported by robust loan growth and expanding customer transactions. Momentum continued into early fiscal 2027, with standalone net profit rising nearly 16% year-on-year, driven by expanding non-interest fees and controlled operating costs. This earnings progress is powered by core customer banking rather than one-off accounting gains. Credit loss provisions have plummeted because loan underwriting remains disciplined. While deposit costs have risen across the sector, steady fee revenue cushions the impact, delivering dependable cash profits that consistently build shareholder equity.
Revenue, Net Income, and Free Cash Flow
Latest: INR 3.12T | Max: INR 3.12T | Min: INR -800.2B
Valuation
P/E Ratio (TTM)iPublished valuation snapshots use the earnings basis recorded with each observation. Source tables retain that basis.
Latest: 16x
Profitability & Margins
Margins and Operating Efficiency
AI Review
Profitability remains among the highest in global banking, with return on equity sustaining near 15% and net interest margins holding firm around 4.3%. Even though banks face intense competition to attract household deposits, disciplined pricing across retail and business loans has preserved healthy lending spreads. This durability is structural rather than accidental. Rapidly growing fees from payment processing and wealth management reduce reliance on pure interest spreads. Combined with industry-low credit loss expenses, operating earnings flow directly to the bottom line, protecting overall profit margins across changing interest rate environments.
Profitability remains among the highest in global banking, with return on equity sustaining near 15% and net interest margins holding firm around 4.3%. Even though banks face intense competition to attract household deposits, disciplined pricing across retail and business loans has preserved healthy lending spreads. This durability is structural rather than accidental. Rapidly growing fees from payment processing and wealth management reduce reliance on pure interest spreads. Combined with industry-low credit loss expenses, operating earnings flow directly to the bottom line, protecting overall profit margins across changing interest rate environments.
Profitability Margins
Latest: 69.7% | Max: 100.0% | Min: 3.2%
Latest Profitability Ratios as of 2026-03-31
Gross Margin
69.7%
Gross profit / revenue
Operating Margin
24.8%
Operating income / revenue
Net Margin
17.4%
Net income / revenue
FCF Margin
31.8%
Free cash flow / revenue
Source tablesView earnings, profitability & valuation tables
Revenue, Net Income, and Free Cash Flow
Annual reported results, using the source statement's recorded USD conversion. Up to 10 reporting periods; missing values are not estimated.
Scroll the table to see every column.
| Period end | Revenue (USD) | Net income (USD) | Free cash flow (USD) |
|---|---|---|---|
| 2017-03-31 | 17,483,665,386.99 | 1,570,827,089.12 | 7,912,244,696.27 |
| 2018-03-31 | 18,271,571,002.92 | 1,184,485,716.48 | 2,816,892,720.01 |
| 2019-03-31 | 18,977,988,220.84 | 614,863,231.68 | 6,868,464,214.48 |
| 2020-03-31 | 19,858,074,727.9 | 1,269,751,499.87 | 10,312,091,850.28 |
| 2021-03-31 | 22,036,710,102.53 | 2,513,235,625.43 | 18,636,650,717.7 |
| 2022-03-31 | 15,325,912,024.23 | 3,307,006,453.31 | 7,408,331,357.83 |
| 2023-03-31 | 22,645,643,399.44 | 4,141,214,356.98 | -759,080,180.07 |
| 2024-03-31 | 28,229,169,613.72 | 5,309,065,918.91 | 9,853,895,225.53 |
| 2025-03-31 | 34,371,977,135.5 | 5,971,120,465.71 | -9,363,701,146.74 |
| 2026-03-31 | 33,416,903,080.87 | 5,798,855,370.13 | 10,634,480,102.7 |
Published P/E Ratio
Published valuation snapshots retain each observation's earnings basis.
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| Period end | P/E (times earnings) | Earnings basis |
|---|---|---|
| 2026-03-31 | 16.13 | Trailing four quarters |
| 2025-03-31 | 19.16 | Trailing four quarters |
| 2024-03-31 | 17.73 | Trailing four quarters |
| 2023-03-31 | 18.41 | Annual net income |
| 2022-03-31 | 20.71 | Annual net income |
Profitability Margins
Matching annual reporting dates. Values are percentages.
Scroll the table to see every column.
| Period end | Gross margin (%) | Operating margin (%) | Net margin (%) | Free cash flow margin (%) |
|---|---|---|---|---|
| 2017-03-31 | 52.48 | 10 | 8.98 | 45.26 |
| 2018-03-31 | 54.51 | 7.65 | 6.48 | 15.42 |
| 2019-03-31 | 53.27 | 4.33 | 3.24 | 36.19 |
| 2020-03-31 | 55.19 | 7.5 | 6.39 | 51.93 |
| 2021-03-31 | 59.86 | 12.63 | 11.4 | 84.57 |
| 2022-03-31 | 100 | 64.22 | 21.58 | 48.34 |
| 2023-03-31 | 62.78 | 19.05 | 18.29 | -3.35 |
| 2024-03-31 | 68.1 | 26.14 | 18.81 | 34.91 |
| 2025-03-31 | 68.29 | 24.85 | 17.37 | -27.24 |
| 2026-03-31 | 69.69 | 24.75 | 17.35 | 31.82 |
Public data excerpt created by iPulse AI and published by Future Edge Group FZE. Source: eodhd. Snapshot retrieved 2026-09-10.
Use is subject to the iPulse AI Terms of Service and applicable source rights. Missing inputs are not estimated. Full access includes the remaining records, research and interactive tools.
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