French international banking group providing retail, corporate, investment banking, and wealth management services across Europe and globally.
Profile & Fundamentals
BNP Paribas: Company identity, ownership, reported financial performance, balance sheets, and corporate actions.
Profile & Fundamentals
BNP Paribas Profile & Fundamentals
Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.
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Company and Market Context
Company Profile & Ownership
BNP Paribas SA provides various banking and financial products and services in Europe, the Middle East, Africa, the Americas, and the Asia Pacific. It operates through three divisions: Corporate & Institutional Banking; Commercial, Personal Banking & Services; and Investment & Protection Services. The Corporate & Institutional Banking division offers capital market, securities, financing, risk management, securities clearing, custody, consulting, transaction banking, cash management, investment banking, and financial advisory services for corporate and institutional clients. Its Commercial, Personal Banking & Services division provides financing and equipment leasing services, lending, investment, financial and non-financial services, mobility, and digital banking services, as well as current accounts, savings products, bancassurance, insurance products and services, and consumer loans. The Investment & Protection Services division provides protection, savings, investment, and real estate services to support individuals, professionals, corporate clients, and institutions, as well as asset management, insurance, protection, pensions, and private banking services. The company was formerly known as Banque Nationale de Paris and changed its name to BNP Paribas SA in May 2000. BNP Paribas SA was founded in 1822 and is headquartered in Paris, France.
Company profile record
BNP Paribas SA
Common Stock · Financials · Regional Banks
Company
- Company / asset
- BNP Paribas SA
- Security type
- Common Stock
- Sector
- Financials
- Industry
- Regional Banks
- HQ
- 🇫🇷 France
- Head office
- 16 boulevard des Italiens, Paris, France, 75009
Leadership & scale
- Chief executive
- Mr. Jean-Laurent Bonnafe
- CEO year born
- 1961
- Full-time employees
- 180K
- Fiscal year end
- December
Fundamentals snapshot
- Market Cap
- EUR 104.4B
- P/E
- 4.5x
- Revenue (Q2 26)
- EUR 78.5B
- Profit (Q2 26)
- EUR 7.6B
- Dividend Yield
- 4.6%
- Revenue (FY 25)
- EUR 144.4B
- Shares in public float
- 971.2M
- Insider ownership
- 11.29%
Reporting & identifiers
- Symbol
- BNP.PAR
- Listing
- 🇫🇷 France | Dividend Tax: 25%
- Ticker Currency
- EUR
- Income Statement Currency
- EUR
- Balance Sheet Currency
- EUR
- Cash Flow Currency
- EUR
- EPS Currency
- EUR
- Contract Type
- SPOT
- ISIN
- FR0000131104
- Asset ID
- equity_3654a634-bc57-538d-b464-792908e1125d
Ownership
Shares Outstanding
Latest: 1.1B | Max: 1.2B | Min: 1.1B
Latest reported ownership snapshot
As of Oct 1, 2026Float Shares
88.44%
971.2M latest reported shares
Insider Ownership
11.29%
Latest reported insider stake
Short Float
--
Latest reported short interest / float
Source tablesView ownership tables
Shares Outstanding
Annual reported shares outstanding; up to 10 reporting dates.
Scroll the table to see every column.
| Reporting date | Shares outstanding |
|---|---|
| 2017-01-01 | 1,248,210,000 |
| 2018-01-01 | 1,247,581,000 |
| 2019-01-01 | 1,248,424,000 |
| 2020-01-01 | 1,248,097,000 |
| 2021-01-01 | 1,233,610,000 |
| 2022-01-01 | 1,233,450,000 |
| 2023-01-01 | 1,148,098,000 |
| 2024-01-01 | 1,129,554,000 |
| 2025-01-01 | 1,112,852,000 |
| 2026-01-01 | 1,098,183,000 |
Top Holders
Available reported ownership records.
No reported records are available in this preview.
Earnings, Profitability & Valuation
Earnings, Profitability & Valuation
Earnings & Revenue
Earnings and Revenue Trajectory
AI Review
The bank delivered strong headline profit growth in recent quarters, generating over fourteen billion euros in second-quarter 2026 revenue. This expansion was driven by double-digit gains in Corporate and Institutional Banking and expanding investment management fees. However, headline results were flattered by an eight hundred fifty-eight million euro one-off gain from selling an insurance stake. Beneath these one-off windfalls lies a solidly improving recurring business. Commercial lending margins have stabilized at healthy levels under positive central bank interest rates, and fee-based wealth management provides steady income. While recurring profit is not accelerating as fast as headline figures suggest, underlying earnings power remains robust and reliable.
The bank delivered strong headline profit growth in recent quarters, generating over fourteen billion euros in second-quarter 2026 revenue. This expansion was driven by double-digit gains in Corporate and Institutional Banking and expanding investment management fees. However, headline results were flattered by an eight hundred fifty-eight million euro one-off gain from selling an insurance stake. Beneath these one-off windfalls lies a solidly improving recurring business. Commercial lending margins have stabilized at healthy levels under positive central bank interest rates, and fee-based wealth management provides steady income. While recurring profit is not accelerating as fast as headline figures suggest, underlying earnings power remains robust and reliable.
Revenue, Net Income, and Free Cash Flow
Latest: EUR 144.4B | Max: EUR 153.5B | Min: EUR -99.5B
Valuation
P/E Ratio (TTM)iPublished valuation snapshots use the earnings basis recorded with each observation. Source tables retain that basis.
Latest: 4x
Profitability & Margins
Margins and Operating Efficiency
AI Review
Profitability has improved noticeably, with the cost-to-income ratio improving to fifty-six point seven percent and return on tangible equity reaching thirteen point three percent. This margin expansion reflects positive central bank interest rates, which allow the bank to earn wider margins on deposits while expanding lucrative trading and custody fees. Investors should expect profit margins to consolidate rather than surge higher from here. Ordinary credit loss provisions are slowly rising back toward normal historical levels, and customers are gradually moving cash into higher-yielding savings accounts. Future profit stability will depend on growing investment management fees rather than relying on further interest rate windfalls.
Profitability has improved noticeably, with the cost-to-income ratio improving to fifty-six point seven percent and return on tangible equity reaching thirteen point three percent. This margin expansion reflects positive central bank interest rates, which allow the bank to earn wider margins on deposits while expanding lucrative trading and custody fees. Investors should expect profit margins to consolidate rather than surge higher from here. Ordinary credit loss provisions are slowly rising back toward normal historical levels, and customers are gradually moving cash into higher-yielding savings accounts. Future profit stability will depend on growing investment management fees rather than relying on further interest rate windfalls.
Profitability Margins
Latest: 63.0% | Max: >100.0% | Min: 7.6%
Latest Profitability Ratios as of 2025-12-31
Gross Margin
63.0%
Gross profit / revenue
Operating Margin
11.3%
Operating income / revenue
Net Margin
8.5%
Net income / revenue
FCF Margin
30.3%
Free cash flow / revenue
Source tablesView earnings, profitability & valuation tables
Revenue, Net Income, and Free Cash Flow
Annual reported results, using the source statement's recorded USD conversion. Up to 10 reporting periods; missing values are not estimated.
Scroll the table to see every column.
| Period end | Revenue (USD) | Net income (USD) | Free cash flow (USD) |
|---|---|---|---|
| 2016-12-31 | 54,100,280,000 | 8,164,120,000 | 25,626,560,000 |
| 2017-12-31 | 62,173,930,000 | 9,233,210,000 | 32,867,800,000 |
| 2018-12-31 | 59,216,160,000 | 8,579,640,000 | -2,673,300,000 |
| 2019-12-31 | 61,605,600,000 | 9,153,760,000 | -59,175,200,000 |
| 2020-12-31 | 106,370,580,000 | 8,621,740,000 | 5,409,480,000 |
| 2021-12-31 | 122,898,840,000 | 10,816,320,000 | 29,845,200,000 |
| 2022-12-31 | 101,266,940,000 | 10,965,360,000 | 22,773,880,000 |
| 2023-12-31 | 151,980,400,000 | 12,546,600,000 | -40,102,700,000 |
| 2024-12-31 | 159,664,960,000 | 12,155,520,000 | -103,492,480,000 |
| 2025-12-31 | 168,929,280,000 | 14,303,250,000 | 51,124,320,000 |
Published P/E Ratio
Published valuation snapshots retain each observation's earnings basis.
Scroll the table to see every column.
| Period end | P/E (times earnings) | Earnings basis |
|---|---|---|
| 2025-12-31 | 4.41 | Trailing four quarters |
| 2024-12-31 | 3.79 | Trailing four quarters |
| 2023-12-31 | 3.98 | Trailing four quarters |
| 2022-12-31 | 6.41 | Annual net income |
| 2021-12-31 | 7.9 | Annual net income |
Profitability Margins
Matching annual reporting dates. Values are percentages.
Scroll the table to see every column.
| Period end | Gross margin (%) | Operating margin (%) | Net margin (%) | Free cash flow margin (%) |
|---|---|---|---|---|
| 2016-12-31 | 144.64 | 21.1 | 15.09 | 47.37 |
| 2017-12-31 | 149.92 | 57.18 | 14.85 | 52.86 |
| 2018-12-31 | 100 | 46.95 | 14.49 | -4.51 |
| 2019-12-31 | 100 | 19.97 | 14.86 | -96.05 |
| 2020-12-31 | 100 | 10.22 | 8.11 | 5.09 |
| 2021-12-31 | 100 | 11.29 | 8.8 | 24.28 |
| 2022-12-31 | 100 | 13.27 | 10.83 | 22.49 |
| 2023-12-31 | 100 | 8.13 | 8.26 | -26.39 |
| 2024-12-31 | 56.75 | 10.09 | 7.61 | -64.82 |
| 2025-12-31 | 62.95 | 11.28 | 8.47 | 30.26 |
Public data excerpt created by iPulse AI and published by Future Edge Group FZE. Source: eodhd. Snapshot retrieved 2026-08-20.
Use is subject to the iPulse AI Terms of Service and applicable source rights. Missing inputs are not estimated. Full access includes the remaining records, research and interactive tools.
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