Provider of financial services including brokerage, banking, and wealth management solutions.
Profile & Fundamentals
The Charles Schwab: Company identity, ownership, reported financial performance, balance sheets, and corporate actions.
Profile & Fundamentals
The Charles Schwab Profile & Fundamentals
Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.
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Company and Market Context
Company Profile & Ownership
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including money market funds, and certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital and software based trading platforms; research tools, and multichannel support, real-time market data, options trading; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.
Company profile record
Charles Schwab Corp
Common Stock · Financials · Investment Banking & Brokerage
Company
- Company / asset
- Charles Schwab Corp
- Security type
- Common Stock
- Sector
- Financials
- Industry
- Investment Banking & Brokerage
- HQ
- 🇺🇸 United States
- Head office
- 3000 Schwab Way, Westlake, TX, United States, 76262
Leadership & scale
- Chief executive
- Mr. Richard Andrew Wurster C.F.A., CMT
- CEO year born
- 1974
- Full-time employees
- 33.7K
- Fiscal year end
- December
- IPO date
- 1987-09-22
Fundamentals snapshot
- Market Cap
- USD 168.3B
- P/E
- 16.7x
- Revenue (Q2 26)
- USD 8.5B
- Profit (Q2 26)
- USD 2.8B
- Dividend Yield
- 0.9%
- Revenue (FY 25)
- USD 27.7B
- Shares in public float
- 1.6B
- Insider ownership
- 6.21%
Reporting & identifiers
- Symbol
- SCHW.NYSE
- Listing
- 🇺🇸 United States | Dividend Tax: 30%
- Ticker Currency
- USD
- Income Statement Currency
- USD
- Balance Sheet Currency
- USD
- Cash Flow Currency
- USD
- EPS Currency
- USD
- Contract Type
- SPOT
- ISIN
- US8085131055
- Asset ID
- equity_077b74a3-3e50-58c2-aacb-4da6ea222da6
Ownership
Shares Outstanding
Latest: 1.7B | Max: 1.9B | Min: 1.3B
Latest reported ownership snapshot
As of Oct 1, 2026Float Shares
93.49%
1.6B latest reported shares
Insider Ownership
6.21%
Latest reported insider stake
Short Float
0.00%
Latest reported short interest / float
Top Holders
Source tablesView ownership tables
Shares Outstanding
Annual reported shares outstanding; up to 10 reporting dates.
Scroll the table to see every column.
| Reporting date | Shares outstanding |
|---|---|
| 2017-01-01 | 1,358,000,000 |
| 2018-01-01 | 1,354,000,000 |
| 2019-01-01 | 1,293,000,000 |
| 2020-01-01 | 1,435,000,000 |
| 2021-01-01 | 1,902,000,000 |
| 2022-01-01 | 1,873,000,000 |
| 2023-01-01 | 1,828,000,000 |
| 2024-01-01 | 1,836,000,000 |
| 2025-01-01 | 1,777,000,000 |
| 2026-01-01 | 1,739,000,000 |
Top Holders
Available reported ownership records.
Scroll the table to see every column.
| Holder | Shares | Ownership | Reported date |
|---|---|---|---|
| BlackRock Inc | 133,156,556 | 7.7% | 2026-03-31 |
| Vanguard Capital Management, LLC | 108,353,995 | 6.27% | 2026-03-31 |
| Dodge & Cox | 76,968,323 | 4.45% | 2026-06-30 |
| JPMorgan Chase & Co | 73,848,142 | 4.27% | 2026-03-31 |
| State Street Corp | 72,763,682 | 4.21% | 2026-03-31 |
| Vanguard MStar Total Stk Mkt Idx Invest | 52,505,517 | 3.04% | 2026-08-31 |
| Dodge & Cox Stock I | 51,357,235 | 2.97% | 2026-06-30 |
| T. Rowe Price Associates, Inc. | 48,637,229 | 2.81% | 2026-03-31 |
| Vanguard 500 Index Investor | 43,418,161 | 2.51% | 2026-08-31 |
| Geode Capital Management, LLC | 38,692,266 | 2.24% | 2026-03-31 |
| FMR Inc | 35,688,169 | 2.06% | 2026-03-31 |
| Franklin Templeton Inc | 31,825,622 | 1.84% | 2026-03-31 |
| Vanguard Portfolio Management, LLC | 26,572,070 | 1.54% | 2026-03-31 |
| PRIMECAP Management Company | 25,120,895 | 1.45% | 2026-06-30 |
| Harris Associates L.P. | 24,201,471 | 1.4% | 2026-06-30 |
Earnings, Profitability & Valuation
Earnings, Profitability & Valuation
Earnings & Revenue
Earnings and Revenue Trajectory
AI Review
The latest financial performance marks a decisive recovery from previous deposit-sorting disruptions. Trailing twelve-month net income reached $10.10 billion, supported by strong revenue expansion as expensive emergency wholesale borrowings were fully repaid. This earnings turnaround reveals genuine operational healing rather than transient accounting gains. Net interest revenue is rebounding as older low-yielding securities mature into higher interest rates. While trading activity and margin lending provided a cyclical boost, the core business engine is generating dependable, recurring cash flow across trillions in client assets.
The latest financial performance marks a decisive recovery from previous deposit-sorting disruptions. Trailing twelve-month net income reached $10.10 billion, supported by strong revenue expansion as expensive emergency wholesale borrowings were fully repaid. This earnings turnaround reveals genuine operational healing rather than transient accounting gains. Net interest revenue is rebounding as older low-yielding securities mature into higher interest rates. While trading activity and margin lending provided a cyclical boost, the core business engine is generating dependable, recurring cash flow across trillions in client assets.
Revenue, Net Income, and Free Cash Flow
Latest: USD 27.7B | Max: USD 27.7B | Min: USD -1.2B
Valuation
P/E Ratio (TTM)iPublished valuation snapshots use the earnings basis recorded with each observation. Source tables retain that basis.
Latest: 20x
Profitability & Margins
Margins and Operating Efficiency
AI Review
Profitability margins have rebounded impressively from post-crisis lows, with pre-tax profit margins surpassing 50% in recent quarters. This improvement is driven by widening net interest spreads and the elimination of expensive emergency borrowing costs. This margin expansion reflects powerful operating leverage inherent in wealth custody. Managing additional client assets requires minimal extra staff or overhead, allowing revenue gains to flow directly to pre-tax earnings. While intense competition keeps trading commissions low, custodial scale ensures durable, high-quality profit margins over the long term.
Profitability margins have rebounded impressively from post-crisis lows, with pre-tax profit margins surpassing 50% in recent quarters. This improvement is driven by widening net interest spreads and the elimination of expensive emergency borrowing costs. This margin expansion reflects powerful operating leverage inherent in wealth custody. Managing additional client assets requires minimal extra staff or overhead, allowing revenue gains to flow directly to pre-tax earnings. While intense competition keeps trading commissions low, custodial scale ensures durable, high-quality profit margins over the long term.
Profitability Margins
Latest: 86.4% | Max: 97.8% | Min: 19.9%
Latest Profitability Ratios as of 2025-12-31
Gross Margin
86.4%
Gross profit / revenue
Operating Margin
41.4%
Operating income / revenue
Net Margin
32.0%
Net income / revenue
FCF Margin
31.7%
Free cash flow / revenue
Source tablesView earnings, profitability & valuation tables
Revenue, Net Income, and Free Cash Flow
Annual reported results, using the source statement's recorded USD conversion. Up to 10 reporting periods; missing values are not estimated.
Scroll the table to see every column.
| Period end | Revenue (USD) | Net income (USD) | Free cash flow (USD) |
|---|---|---|---|
| 2016-12-31 | 7,649,000,000 | 1,889,000,000 | 3,257,000,000 |
| 2017-12-31 | 8,960,000,000 | 2,354,000,000 | -1,239,000,000 |
| 2018-12-31 | 10,989,000,000 | 3,507,000,000 | 11,886,000,000 |
| 2019-12-31 | 11,785,000,000 | 3,704,000,000 | 8,617,000,000 |
| 2020-12-31 | 12,109,000,000 | 3,299,000,000 | 6,221,000,000 |
| 2021-12-31 | 18,996,000,000 | 5,855,000,000 | 1,202,000,000 |
| 2022-12-31 | 22,307,000,000 | 7,183,000,000 | 1,086,000,000 |
| 2023-12-31 | 25,521,000,000 | 5,067,000,000 | 18,887,000,000 |
| 2024-12-31 | 25,999,000,000 | 5,942,000,000 | 2,050,000,000 |
| 2025-12-31 | 27,675,000,000 | 8,852,000,000 | 8,763,000,000 |
Published P/E Ratio
Published valuation snapshots retain each observation's earnings basis.
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| Period end | P/E (times earnings) | Earnings basis |
|---|---|---|
| 2025-12-31 | 20.06 | Trailing four quarters |
| 2024-12-31 | 22.87 | Trailing four quarters |
| 2023-12-31 | 24.82 | Trailing four quarters |
| 2022-12-31 | 21.71 | Annual net income |
| 2021-12-31 | 27.32 | Annual net income |
Profitability Margins
Matching annual reporting dates. Values are percentages.
Scroll the table to see every column.
| Period end | Gross margin (%) | Operating margin (%) | Net margin (%) | Free cash flow margin (%) |
|---|---|---|---|---|
| 2016-12-31 | 97.76 | 39.13 | 24.7 | 42.58 |
| 2017-12-31 | 96.18 | 40.74 | 26.27 | -13.83 |
| 2018-12-31 | 92.2 | 41.51 | 31.91 | 108.16 |
| 2019-12-31 | 90.97 | 41.14 | 31.43 | 73.12 |
| 2020-12-31 | 96.55 | 35.51 | 27.24 | 51.38 |
| 2021-12-31 | 97.49 | 40.6 | 30.82 | 6.33 |
| 2022-12-31 | 93.07 | 42.09 | 32.2 | 4.87 |
| 2023-12-31 | 73.81 | 24.99 | 19.85 | 74.01 |
| 2024-12-31 | 75.41 | 29.59 | 22.85 | 7.88 |
| 2025-12-31 | 86.44 | 41.41 | 31.99 | 31.66 |
Public data excerpt created by iPulse AI and published by Future Edge Group FZE. Source: eodhd. Snapshot retrieved 2026-09-22.
Use is subject to the iPulse AI Terms of Service and applicable source rights. Missing inputs are not estimated. Full access includes the remaining records, research and interactive tools.
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