German multinational financial services company offering insurance, asset management, and financial service products globally.
Profile & Fundamentals
Allianz: Company identity, ownership, reported financial performance, balance sheets, and corporate actions.
Profile & Fundamentals
Allianz Profile & Fundamentals
Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.
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Company and Market Context
Company Profile & Ownership
Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, general liability, credit, and travel, and assistance services to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, cash, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions business. In addition, it provides banking services for retail clients; and digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.
Company profile record
Allianz SE
Common Stock · Financials · Multi-line Insurance
Company
- Company / asset
- Allianz SE
- Security type
- Common Stock
- Sector
- Financials
- Industry
- Multi-line Insurance
- HQ
- 🇩🇪 Germany
- Head office
- Königinstrasse 28, Munich, Germany, 80802
Leadership & scale
- Chief executive
- Mr. Oliver Bate
- CEO year born
- 1965
- Full-time employees
- 138.4K
- Fiscal year end
- December
Fundamentals snapshot
- Market Cap
- EUR 145.9B
- P/E
- 12.4x
- Revenue (Q2 26)
- EUR 46.0B
- Profit (Q2 26)
- EUR 2.6B
- Dividend Yield
- 3.0%
- Revenue (FY 25)
- EUR 137.4B
- Shares in public float
- 377.9M
- Insider ownership
- 0.01%
Reporting & identifiers
- Symbol
- ALV.FRA
- Listing
- 🇩🇪 Germany | Dividend Tax: 26.38%
- Ticker Currency
- EUR
- Income Statement Currency
- EUR
- Balance Sheet Currency
- EUR
- Cash Flow Currency
- EUR
- EPS Currency
- EUR
- Contract Type
- SPOT
- ISIN
- DE0008404005
- Asset ID
- equity_29935658-88be-5858-aea7-62dfedfde05b
Ownership
Shares Outstanding
Latest: 349.5M | Max: 440.4M | Min: 349.5M
Latest reported ownership snapshot
As of Oct 1, 2026Float Shares
108.14%
377.9M latest reported shares
Insider Ownership
0.01%
Latest reported insider stake
Short Float
--
Latest reported short interest / float
Source tablesView ownership tables
Shares Outstanding
Annual reported shares outstanding; up to 10 reporting dates.
Scroll the table to see every column.
| Reporting date | Shares outstanding |
|---|---|
| 2016-01-01 | 421,256,000 |
| 2017-01-01 | 440,432,100 |
| 2018-01-01 | 349,458,500 |
Top Holders
Available reported ownership records.
No reported records are available in this preview.
Earnings, Profitability & Valuation
Earnings, Profitability & Valuation
Earnings & Revenue
Earnings and Revenue Trajectory
AI Review
The business delivered record performance in fiscal 2025 with operating profit reaching EUR 17.4 billion, continuing into the first half of 2026 with EUR 9.4 billion. While headline quarterly profits fluctuated due to a one-time gain from divesting Indian joint-venture units that management deliberately offset through strategic reinvestment, underlying core earnings per share expanded by roughly ten percent. This earnings momentum reflects genuine operating strength rather than accounting windfalls. Disciplined insurance pricing outpaces repair inflation, while rolling over maturing bonds into higher-yielding investments steadily lifts recurring investment income. Operating cash flow reliably funds expanding dividends and multi-billion-euro share buybacks, proving that bottom-line earnings translate into tangible cash returns.
The business delivered record performance in fiscal 2025 with operating profit reaching EUR 17.4 billion, continuing into the first half of 2026 with EUR 9.4 billion. While headline quarterly profits fluctuated due to a one-time gain from divesting Indian joint-venture units that management deliberately offset through strategic reinvestment, underlying core earnings per share expanded by roughly ten percent. This earnings momentum reflects genuine operating strength rather than accounting windfalls. Disciplined insurance pricing outpaces repair inflation, while rolling over maturing bonds into higher-yielding investments steadily lifts recurring investment income. Operating cash flow reliably funds expanding dividends and multi-billion-euro share buybacks, proving that bottom-line earnings translate into tangible cash returns.
Revenue, Net Income, and Free Cash Flow
Latest: EUR 137.4B | Max: EUR 139.9B | Min: EUR 346.0M
Valuation
P/E Ratio (TTM)iPublished valuation snapshots use the earnings basis recorded with each observation. Source tables retain that basis.
Latest: --
No history available.
Profitability & Margins
Margins and Operating Efficiency
AI Review
Profitability demonstrates remarkable resilience, with group return on equity climbing to 17.2 percent in 2025 and core annualized return on equity surpassing twenty percent in early 2026. This margin strength is anchored by an excellent Property-Casualty combined ratio of 91.4 percent, where disciplined commercial and retail price hikes successfully outran claims inflation. Simultaneously, operating margins benefit from structural efficiency gains, as automated claims processing pushed operating expense ratios down to 23.7 percent and asset management cost-income ratios reached 60.3 percent. While part of the underwriting outperformance reflects temporarily benign catastrophe experience that could normalize, rising fixed-income investment yields provide a durable floor under recurring group margins.
Profitability demonstrates remarkable resilience, with group return on equity climbing to 17.2 percent in 2025 and core annualized return on equity surpassing twenty percent in early 2026. This margin strength is anchored by an excellent Property-Casualty combined ratio of 91.4 percent, where disciplined commercial and retail price hikes successfully outran claims inflation. Simultaneously, operating margins benefit from structural efficiency gains, as automated claims processing pushed operating expense ratios down to 23.7 percent and asset management cost-income ratios reached 60.3 percent. While part of the underwriting outperformance reflects temporarily benign catastrophe experience that could normalize, rising fixed-income investment yields provide a durable floor under recurring group margins.
Profitability Margins
Latest: 7.8% | Max: 24.6% | Min: 5.6%
Latest Profitability Ratios as of 2025-12-31
Gross Margin
--
Gross profit / revenue
Operating Margin
--
Operating income / revenue
Net Margin
7.8%
Net income / revenue
FCF Margin
22.5%
Free cash flow / revenue
Source tablesView earnings, profitability & valuation tables
Revenue, Net Income, and Free Cash Flow
Annual reported results, using the source statement's recorded USD conversion. Up to 10 reporting periods; missing values are not estimated.
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| Period end | Revenue (USD) | Net income (USD) | Free cash flow (USD) |
|---|---|---|---|
| 2016-12-31 | 113,964,840,000 | 7,295,980,000 | Not reported |
| 2017-12-31 | 127,844,080,000 | 8,095,570,000 | 37,599,240,000 |
| 2018-12-31 | 117,396,060,000 | 8,506,680,000 | 27,655,260,000 |
| 2019-12-31 | 126,558,880,000 | 8,863,680,000 | 39,351,200,000 |
| 2020-12-31 | 136,930,360,000 | 8,304,540,000 | 37,333,220,000 |
| 2021-12-31 | 135,558,540,000 | 7,535,400,000 | 27,032,820,000 |
| 2022-12-31 | 122,301,000,000 | 7,209,660,000 | 370,220,000 |
| 2023-12-31 | 131,633,700,000 | 9,395,100,000 | 24,554,200,000 |
| 2024-12-31 | 145,544,880,000 | 10,328,240,000 | 31,187,520,000 |
| 2025-12-31 | 160,816,500,000 | 12,606,750,000 | 36,204,480,000 |
Published P/E Ratio
Published valuation snapshots retain each observation's earnings basis.
No reported records are available in this preview.
Profitability Margins
Matching annual reporting dates. Values are percentages.
Scroll the table to see every column.
| Period end | Gross margin (%) | Operating margin (%) | Net margin (%) | Free cash flow margin (%) |
|---|---|---|---|---|
| 2016-12-31 | 19.44 | 9.8 | 6.4 | Not reported |
| 2017-12-31 | 24.64 | 14.52 | 6.33 | 29.41 |
| 2018-12-31 | 20.83 | 10.31 | 7.25 | 23.56 |
| 2019-12-31 | 20.26 | 10.51 | 7 | 31.09 |
| 2020-12-31 | Not reported | Not reported | 6.06 | 27.26 |
| 2021-12-31 | Not reported | Not reported | 5.56 | 19.94 |
| 2022-12-31 | Not reported | Not reported | 5.9 | 0.3 |
| 2023-12-31 | Not reported | Not reported | 7.14 | 18.65 |
| 2024-12-31 | Not reported | Not reported | 7.1 | 21.43 |
| 2025-12-31 | Not reported | Not reported | 7.84 | 22.51 |
Public data excerpt created by iPulse AI and published by Future Edge Group FZE. Source: eodhd. Snapshot retrieved 2026-09-03.
Use is subject to the iPulse AI Terms of Service and applicable source rights. Missing inputs are not estimated. Full access includes the remaining records, research and interactive tools.
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